Skip Navigation Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view, download Adobe® Acrobat Reader.
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Search LOGIN
Sunlight shining on a field.

Bank Cut-Off Times

All transactions made in-person with a bank associate are processed on the business day they are received. Transactions received on Saturdays or days the bank is closed will be processed the following business day. A business day is every day except Saturdays, Sundays and federal holidays.

Electronic transfers conducted via our electronic banking products have a cut-off time of 7:00 PM Central Standard Time (CST) on any Monday through Friday that is not a bank holiday. Such transactions made on Saturdays, Sundays or federal holidays may be processed on the following business day.
 
Electronic Bill Pay payments are deducted from your account on the payment date, with payments processed at 7:00 PM and 2:00 PM CST, Monday through Friday. Electronic payments may take 1-3 business days to reach your payee. Payments made by check will be the same as if you had written and mailed them a check yourself. The payment will be deducted from your account when your payee deposits the check at their financial institution. Check payments may take 7-10 days to reach your payee, depending on the conditions of the mail service.

The cut-off time for Mobile Deposit is 4:00 PM CST. Mobile Deposits made by 4:00 PM CST Monday through Friday will typically be made available on the same business day and are usually visible in the account between 7:00 PM and 10:00 PM CST. Deposits made after 4:00 PM CST will be considered deposited on the next business day. Deposited funds will be posted to the account after daily processing is complete. All deposits are subject to review and availability of funds may be delayed at our discretion.
 
The cut-off time for loan payments completed via the Online Payment Portal is 5:00 PM CST. Loan payments made on any Monday through Friday that is not a bank holiday will be received and credited as of the scheduled date. Payments made after 5:00 PM CST will be received and credited on the next business day. If your payment is returned for any reason, you will be notified by email.
People doing paperwork.

Borrow for Your Business
You have a vision, and we have the tools to help you get there. Explore our business lending solutions.