Personal Checking Accounts
Enjoy these FREE services with any Bank of Advance Personal Checking Account:
- Online, Mobile, Text and Telephone Banking
- Electronic statements and notices (e-Docs)
- Online BillPay
- Direct Deposit
- Account monitoring and fraud prevention through Yellow HammerTM Fraud Detective
- Mastercard® debit card with SHAZAM® Falcon Fraud Detection Alerts
- Deposits are FDIC insured
|High Performance Checking||Premium Checking||Relationship Checking||Money Market Account|
|Learn More||Learn More||Learn More||Learn More||Learn More|
|Interest Bearing Account||No||Yes||Yes||Yes||Yes|
|Minimum Opening Deposit||$100||$100||$100||$100||$100|
|Monthly Service Charge||None||None||$10||$20||$10|
|Balance to Avoid Service Charge||None||None||$1,500||Learn More||$2,500|
|Monthly Per Item Fees||None||10 free checks;
$1 per each additional check written
|None||None||6 free withdrawals; $5 per each additional withdrawal**|
|Bounce Protection Limit||$300||$500||$1,000||$1,000||None|
|Statement Type||$3 per paper statement*||Free e-Docs required||Free e-Docs or paper statements||Free e-Docs or paper statements||Free e-Docs or paper statements|
|Non-Network ATM Usage Fee||$1||Free||$1||Free||$1|
|Value Pack Available||Yes
$5 per month
$5 per month
*To avoid a $3 monthly statement fee, sign up for e-Docs and get your statements for FREE!
**Transfers from your account to another account or to 3rd parties by preauthorized, automatic or telephone transfer are limited to six (6) per month or statement cycle. Abuse of this overage may result in account closing.
We reserve the right to at any time require not less than 7 days notice in writing before any withdrawal from an interest bearing account.
Daily Balance Method. We use the daily balance method to calculate interest. This method applies a daily periodic rate to the principal in the account each day.
Compounding and Crediting. Interest will be compounded and credited to the account monthly on the statement date for interest bearing checking and Money Market accounts. If the account is closed before the interest is credited, accrued interest will not be paid.
Accrual of Interest. Interest begins to accrue on the first business day after the day any non-cash deposit is made.