Secure Online Banking

Reorder Checks e-Docs Bounce Protection Value Pack

Personal Checking Accounts

Enjoy these FREE services with any Bank of Advance Personal Checking Account:

  • Online, Mobile, Text and Telephone Banking
  • Electronic statements and notices (e-Docs)
  • Online BillPay
  • Direct Deposit
  • Account monitoring and fraud prevention through Yellow HammerTM Fraud Detective
  • MasterCard® Debit Card with SHAZAM® Falcon Fraud Detection Alerts
  • ATM usage within the SHAZAM® Privilege Status ATM Network
  • Deposits are FDIC insured
Features Simply
High Performance Checking Premium Checking Relationship Checking Money Market Account
  Learn More Learn More Learn More Learn More Learn More
Interest Bearing Account No Yes Yes Yes Yes
Minimum Opening Deposit $100 $100 $100 $100 $100
Monthly Service Charge None None $10 $20 $10
Balance to Avoid Service Charge None None $1,500 Learn More $2,500
Monthly Per Item Fees None 10 free checks;
$1 per each additional check written
None None 6 free withdrawals; $5 per each additional withdrawal
Bounce Protection Limit $300 $500 $1,000 $1,000 None
Statement Type $3 per paper statement* Free e-Docs required Free e-Docs or paper statements Free e-Docs or paper statements Free e-Docs or paper statements
Non-Network ATM Usage Fee $1 Free $1 Free $1
Value Pack Available Yes
$5 per month
No Yes
$5 per month
Included No

*To avoid a $3 monthly statement fee, sign up for e-Docs and get your statements for FREE!


Daily Balance Method.  We use the daily balance method to calculate interest.  This method applies a daily periodic rate to the principal in the account each day.

Compounding and Crediting.  Interest will be compounded and credited to the account monthly on the statement date for interest bearing checking and Money Market accounts.  If the account is closed before the interest is credited, accrued interest will not be paid.

Accrual of Interest.  Interest begins to accrue on the first business day after the day any non-cash deposit is made.