Secure Online Banking

Personal Checking Accounts

Simply Checking

A simple checking account for the individual that maintains a lower balance

  • No monthly service charge
  • No minimum balance requirements
  • Unlimited check writing
  • Bounce Protection available up to $300 with qualification
  • Free electronic statements (e-Docs)* or $3 per paper statement; No charge for customers age 62 and older
  • Add a Value Pack for $5 per month

*To avoid a $3 monthly statement fee, sign up for e-Docs and get your statements for FREE!

High Performance Checking

A checking account for the next generation; Bank electronically and earn interest with no minimum balance requirements

  • No monthly service charge
  • No minimum balance requirements
  • Requirements to earn premium interest
    • Receive free electronic statements and notices (e-Docs)*
    • Establish at least one monthly direct deposit or ACH credit/debit Must post and settle within the statement cycle
    • Complete at least 12 point-of-sale (non-ATM) debit card transactions Must post and settle within the statement cycle
  • Earn premium interest according to the following interest rate tiers:
    • $0.01 - $14,999.99
    • $15,000.00 and above
      If requirements are not met, a default rate will apply
  • No Bank of Advance fee for ATM usage outside the SHAZAM® Privilege Status ATM Network
  • Receive up to a $6 refund on fees charged by other financial institutions for use of their ATM
  • 10 free checks/in-person transfers per statement cycle; $1 per each additional check/in-house transfer
  • Bounce Protection available up to $500 with qualification
  • No set-up fee for automatic transfers (sweep plan) from Checking or Savings to cover overdrafts

*Account holder is required to receive e-Docs in order to remain in this account type.  If not enrolled in e-Docs within 60 days, account will be converted to Simply Checking and a $3 paper statement fee will apply.

Premium Checking

A traditional tiered interest bearing account with unlimited transaction usage

  • Unlimited check writing
  • Minimum daily balance of $1,500 to avoid a $10 monthly service charge
  • Earn interest according to the following interest rate tiers:
    • $1,500.00 - $9,999.99
    • $10,000.00 - $49,999.99        
    • $50,000.00 and above
  • Bounce Protection available up to $1,000 with qualification
  • Free electronic statements (e-Docs) or paper statements with check images
  • Add a Value Pack for $5 per month

Relationship Checking

A tiered interest bearing checking account that rewards multiple bank relationships

  • Unlimited check writing
  • To avoid a $20 monthly service charge, account holder must maintain ONE of the following:
    • $25,000 or greater combined daily balance in checking, savings and MMDA deposit accounts
    • $2,500 or greater combined daily balance in checking, savings and MMDA deposit accounts and $50,000 in outstanding loan balances
    • $100,000 or more in certificates of deposit or IRAs
  • Earn interest according to the following interest rate tiers:
    • $10,000.00 - $49,999.99
    • $50,000.00 - $99,999.99
    • $100,000.00 and above
  • Bounce Protection available up to $1,000 with qualification
  • Free electronic statements (e-Docs) or paper statements with check images
  • $25 consumer loan origination discount
  • Earn up to a $6 refund on fees charged by other financial institutions for use of their ATMs
  • No set-up fee for automatic transfers (sweep plan) from Checking or Savings to cover overdrafts
  • Value Pack included at no cost

Money Market Account

A traditional higher yielding account with limited transaction usage

  • Minimum daily balance of $2,500 to avoid a $10 monthly service charge 
  • Up to 6 free withdrawals per month; $5 per each additional withdrawal
  • Earn interest according to the following interest rate tiers:
    • $2,500.00 - $9,999.99
    • $10,000.00 - $49,999.99
    • $50,000.00 and above
  • Free electronic statements (e-Docs) or paper statements with check images

Please contact your local branch for current interest rates.