Secure Online Banking

Debit Card Travel Tips

As you head out of town, your debit card may come in handy to buy anything from plane tickets to toothpaste. While your debit card is a fast and convenient way to pay, it is important to understand how to help protect your money when traveling.

Give us a call to let us know if you are headed out of town. One of the ways we protect you is to block suspicious transactions, including unexpected out-of-town purchases. Your call will save you the inconvenience of having your card declined.

Clean out your wallet. Carrying a lot of credit and debit cards on vacation only increases the likelihood that one of them will become lost or stolen. Take only what you need and make sure your limits are high enough to cover all expenses.

Always be mindful of your personal security when accessing an ATM. Put your money and your card away immediately after making a withdrawal. Count your money later, out of public view.
Extra tip: If you canít find an ATM and need cash, ask for cash back when you use your debit card for purchases at retail locations.

Put your receipts in your pocket ó not the bag. Itís common to end up with a lot of receipts when traveling. Even though receipts donít typically display full account numbers, a thief can still do a lot with the information. Crooks can also use receipts to make fraudulent returns linked to you.

Monitor your account frequently. Checking your account balance is a great way to combat fraud. With the SHAZAM® BOLT$TM mobile app, you can receive alerts of potential fraud on your mobile device and check your debit account balances as often as youíd like.  You can also temporarily block a lost or stolen debit card within the SHAZAM® BOLT$TM app.

Report a lost or stolen card immediately. Be sure to contact us for our emergency travel phone numbers before your trip and keep them in a safe place.