Frequently Asked Questions

Bank Locations and Phone Numbers
Loan Department Services
24 Hour Information Center (Telephone Banking)
ATM Locations
Other Online Services
Identity Theft Guidance

Online Banking
What is Online Banking?
- Online Banking is a free service that enables you to access account information, check balances, view transaction history, view images of checks, deposits and bank statements and even transfer funds between your accounts using the internet.
What is Bill Pay?
- Bill Pay is a feature you can add to Online Banking that enables you to conveniently pay your bills without having to write a check.
What does Online Banking and Bill Pay cost?
Online Banking is a free service.
Bill Pay is also free with unlimited transactions.
How can I sign up for Online Banking and Bill Pay?
Print and complete the Online Banking Application and return to the Bank of Advance, PO Box 400, Advance, MO 63730 or fax to 573-722-3527. Download the FREE Adobe Acrobat Reader to view the Application. A bank representative will contact you within 3 business days of receipt of the application to complete the sign up process.
I have more questions, who can I call?
Call any of our locations at the numbers listed below for assistance.
Bank Locations and Phone Numbers
What are the bank locations and phone numbers?
Bank of Advance (Main Office)
105 E Gabriel; PO Box 400; Advance, MO 63730
Phone: 573-722-3517 (main office)
573-722-3518 (lending center)
Bell City Facility
25201 Walnut St; Bell City, MO 63735
Phone: 573-733-4341
Dexter Banking Center
1428 W Bus Hwy 60; PO Box 829; Dexter, MO 63841
Phone: 573-624-1500
Bowen Banking Center
415 W 5th St; PO Box 215; Bowen, IL 62316
Phone: 217-842-5234
Lerna Banking Center
506 Main St; PO Box 99; Lerna, IL 62440
Phone: 217-234-9200
Loan Department Services
How do I apply for a consumer loan?
Print and complete our Loan Application and contact the loan office nearest you to schedule an appointment with one of our experienced lenders.
Do you offer a Home Equity Line of Credit?
Yes, Home Equity Lines of Credit were recently added to our long list of available financial products.
What are some of the benefits of having a Home Equity Line of Credit with the Bank of Advance?
Benefits of a Home Equity Line of Credit include:

  • Low Monthly Payments

  • Interest that is often Tax Deductible

  • Easy Access to Funds and as simple to use as writing a Check

  • Ability to Consolidate High Interest Debts such as Credit Cards

  • Lower Interest Rates than Credit Cards

  • No Annual Fees or Pre-Payment Penalties

  • Keeps you Financially Safe as an Emergency or Rainy Day Fund

  • Works Great for Education, Home Improvements and other ongoing expenses

Other Loan Services
Long Term Fixed Rate Mortgage Application
24 Hour Information Center (Telephone Banking)
What is the 24 Hour Information Center?

It is our free, automated telephone banking service that enables you to obtain account information such as current balance and transaction history, transfer funds between your accounts and even fax yourself your bank statement. It's available 24/7 by calling 573-722-5144 or toll free 877-711-2265.
ATM Locations
Where are your ATMs located?
Bank of Advance; 105 E Gabriel; Advance, MO

Dexter Banking Center; 1428 W Bus Hwy 60; Dexter, MO

JiffiSTOP; 101 W 5th St; Bowen, IL

Bowen Banking Center, 415 W 5th St; Bowen, IL

The Bank of Advance participates in the Privileged Status ATM Network. You can use ATMs in this network without paying a surcharge. Click HERE to find a Privileged Status ATM near you.
Other Online Services
Reorder Deluxe Checks
Register for Mastercard SecureCode
Identity Theft Guidance
Identity theft is a growing problem whereby a criminal uses another person's personal information to take on that person's identity. ID theft most often occurs in an attempt by a criminal to receive financial gain at the expense of the person whose personal information has been compromised. In our effort to help you guard against ID theft and other internet scams, we have provided you with the following links to various government web sites dedicated to ID theft prevention and assistance in the event your ID is stolen. These websites provide excellent guidance and resources that we highly recommend you use.

Identify Theft - FDIC Consumer Alert
Phishing Scam - FDIC Consumer Alert
Don't Be an Online Victim
FTC's National Resource about Identity Theft
How to protect your Identity. Learn more about Deluxe ID TheftBlock®

Equal Housing Lender
Bank of Advance
Advance, MO 63730
Phone: 573-722-3517
Member FDIC